Privacy Policy

Overview

Qubera Wealth Management, Inc. ("Qubera," "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website at quberawealth.com or engage with our financial advisory services.

As a registered investment advisor, we are also subject to the privacy requirements of Regulation S-P under the Gramm-Leach-Bliley Act, which governs the privacy of client financial information. Please read this policy carefully. If you disagree with its terms, please discontinue use of our site.

Information we collect

Information you provide directly

When you contact us, schedule a consultation, download our resources, or become a client, we may collect:

• Name, email address, phone number, and mailing address
• Financial information you share during advisory consultations (income, assets, account information)
• Employment information relevant to financial planning (employer, compensation structure, equity holdings)
• Information submitted through contact forms or scheduling tools
• Correspondence and communications with our firm

Information collected automatically

When you visit our website, we may automatically collect certain technical information, including:

• IP address and browser type
• Pages visited, time spent on pages, and referring URLs
• Device type and operating system
• Cookies and similar tracking technologies (see Cookie Policy below)

Information from third parties

We may receive information from third-party scheduling tools (such as Calendly), email marketing platforms, and analytics providers in connection with your use of those services on our site.

How we use your information

We use the information we collect to:

• Provide, operate, and improve our financial advisory services
• Respond to your inquiries and schedule consultations
• Send educational content, newsletters, and market updates you have opted into
• Comply with legal and regulatory obligations applicable to registered investment advisors
• Detect and prevent fraud or unauthorized activity
• Analyze website usage to improve user experience
• Communicate important changes to our services or policies

We do not sell your personal information to third parties. We do not share your financial information with unaffiliated third parties except as required by law or with your explicit consent.

Client financial information (Regulation S-P)

As a registered investment advisor, we are required to maintain strict confidentiality of nonpublic personal financial information belonging to our clients. We collect this information to provide investment advisory services and to fulfill our legal and regulatory obligations.

We do not disclose nonpublic personal information about current or former clients to nonaffiliated third parties except:

• As necessary to provide services you have requested (e.g., sharing information with your custodian)
• As required or permitted by law (e.g., in response to a subpoena or regulatory inquiry)
• With your prior written consent

We maintain physical, electronic, and procedural safeguards to protect your nonpublic personal information.

Cookies and tracking

Our website uses cookies — small text files placed on your device — to improve functionality and analyze site usage. We use:

• Essential cookies — required for the website to function properly
• Analytics cookies — help us understand how visitors interact with our site (e.g., Google Analytics)
• Third-party cookies — from embedded tools such as Calendly and Google reCAPTCHA

You can control cookies through your browser settings. Disabling cookies may affect some website functionality. By continuing to use our site, you consent to our use of cookies as described here.

Third-party services

Our website integrates with third-party services that have their own privacy policies. These include:

• Calendly — used for appointment scheduling. Subject to Calendly's Privacy Policy.
• Google Analytics — used for website analytics. Subject to Google's Privacy Policy.
• Google reCAPTCHA — used for spam prevention. Subject to Google's Privacy Policy.
• Email marketing platforms — used to deliver newsletters and resources you have opted into.

We are not responsible for the privacy practices of third-party services. We encourage you to review their respective privacy policies.

Data retention

We retain personal information for as long as necessary to provide our services and comply with applicable legal and regulatory requirements. As a registered investment advisor, we are required to maintain certain client records for a minimum of five years under SEC regulations. When information is no longer needed, we securely delete or anonymize it.

Your rights and choices

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access personal information we hold about you
• The right to correct inaccurate information
• The right to request deletion of your information (subject to legal retention requirements)
• The right to opt out of marketing communications at any time
• California residents may have additional rights under the California Consumer Privacy Act (CCPA)

To exercise any of these rights, please contact us at the information provided below.

Children's privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Changes to this policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page with an updated effective date. Your continued use of our website following any changes constitutes your acceptance of the revised policy.