Fee-Only · Fiduciary · Independent

Your equity is working.
Is your financial plan?

Sophisticated wealth management for women in tech, business owners, and high-earning professionals. We specialize in RSU strategy, equity compensation, business exit planning, and building lasting financial independence.

FREE Download: 10 Mistakes Women Executives Make With Their Money →
14+ Years Experience
Fee-Only Zero Commissions
Fiduciary Your Interests First
Financial Snapshot
Tech Executive Portfolio
RSU Vesting (Annual) $180K
Tax Savings (YTD) +$42,000

Portfolio Diversification Optimized ✓
Retirement on Track Age 52 ✓
Fiduciary Pledge Signed No commissions. Ever.

We work with

Built for you

Financial complexity deserves genuine expertise

Your compensation package is sophisticated. Your financial plan should be too.

RSU & ESPP Planning Stock Option Strategy Equity Diversification Tax Optimization Women in Tech Sales Executives Business Exit Planning Solo 401(k) Strategy Practice Ownership Deferred Compensation Physicians & Attorneys
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Concentrated stock position?

We build systematic diversification strategies so your wealth isn't tied to one ticker.

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RSUs vesting and taxes spiking?

We time, plan, and optimize every vesting event to minimize your tax burden.

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Ready to reach financial independence?

We map the exact number and the path to get you there — on your timeline.

Your advisor signs a fiduciary pledge. Not lip service — a legal commitment.

At Qubera, our interests are only aligned with yours. We earn no commissions, no kickbacks, no referral fees.

20+

Investment properties analyzed & owned personally

Why Qubera

A different kind of advisor

Most financial advisors are salespeople with a fiduciary veneer. Qubera was built differently — as a firm where the advisor's only incentive is your financial success.

Fee-only, no conflicts

We charge transparent advisory fees and nothing else. Your portfolio recommendations are never influenced by commissions.

Low client-to-advisor ratio

We deliberately limit our client load so every client receives the depth and attention they deserve. You have direct access to Nirav — always.

Data-driven, research-backed

MBA in Finance from UCLA Anderson. Every recommendation is grounded in academic research and mathematical modeling — not gut feel or sales targets.

Meet Nirav
What we do

Comprehensive wealth management

From your next vesting event to your eventual financial independence — we plan, manage, and optimize every dimension of your financial life.

Equity & RSU Planning

Strategic planning for every vesting event — timing, tax optimization, and systematic diversification away from concentrated positions.

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Tax Strategy

Comprehensive tax planning for high earners — from capital gains optimization to estate-efficient giving strategies.

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Retirement & FI Planning

We map your exact number and build the systematic plan to reach financial independence — on your terms, on your timeline.

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Investment Management

Factor-tilted, low-cost portfolios built on academic research. We manage and rebalance continuously across all your accounts.

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Alternative Investments

Access to private credit, real estate development, and other alternatives that complement your public market portfolio.

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Estate & Insurance Planning

Objective insurance analysis and estate coordination — we work alongside your attorneys and CPAs to unify your plan.

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Free resource

10 Mistakes Women Executives Are Making With Their Money

A plain-language guide for Directors, VPs & C-Suite women in tech — covering RSUs, equity compensation, retirement gaps, and the wealth-building moves most high earners overlook.

  • Written for $200K–$500K+ total comp earners
  • Covers RSUs, OTE comp, equity & career transitions
  • Backed by McKinsey, Fidelity & BLS research
  • No jargon. No condescension. No product pitch.
Get the Free Guide Download PDF Directly
FREE DOWNLOAD
10 Mistakes
Women Executives Are Making With Their Money
What's inside
RSU tax traps
Stock concentration
Retirement gaps
Equity comp strategy
Career transitions
Tax optimization
By Nirav Desai · Qubera Wealth Management · Fee-Only Fiduciary

Ready to build a plan that matches your ambition?

Start with a complimentary 30-minute consultation. No sales pitch — just a genuine conversation about your situation and whether we're the right fit.

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