In-depth articles on RSUs, tax strategy, investing, and financial independence — published on Keep Calm and Invest, Nirav's independent financial blog.
Today’s inflation is coming from tariffs, labor shortages, and energy shocks, not from people spending too much. The Fed can only fight demand-driven inflation. Raising rates to fight supply-driven...
Read on Keep Calm and Invest →Understanding Treasury policy shifts helps high-income professionals and investors assess how broader economic moves might affect portfolio positioning, asset allocation strategy and mortgage options for home purchases.
Plain-language financial writing since 2012 Keep calm. Stay invested. Build lasting wealth. Independent financial writing for high-earning professionals navigating RSUs, taxes, markets, and the noise...
Read on Keep Calm and Invest →Many high-earning professionals accumulate substantial assets through equity compensation and business interests but may not be aware of specialized financing strategies available to them. Understanding these less-publicized financial tools can be important for optimizing liquidity and managing wealth effectively.
A client called me a few days back with what felt like a simple problem. She’d bought a new house, hadn’t sold the old one yet, and needed about three or four months of cash to bridge the gap. Her...
Read on Keep Calm and Invest →Understanding Treasury yields helps high-income professionals and equity holders evaluate where to allocate capital across stocks, bonds, and real estate in a competitive investment environment.
A client called me last month frustrated about mortgage rates. He’s trying to help his daughter buy her first house, and he couldn’t square the math. “The Fed has been cutting,” he said. “Why is she...
Read on Keep Calm and Invest →Labor market headline numbers can mask underlying employment challenges that affect professionals seeking new roles. Understanding what's actually happening beneath the hood helps inform career and financial planning decisions.
I had a conversation with a client yesterday. She’d seen the May jobs report. 172,000 jobs added. Unemployment at 4.3 percent. She felt confused. The economy seemed fine. But it didn’t match her...
Read on Keep Calm and Invest →For entrepreneurs and executives with significant equity stakes, understanding the dynamics of landmark IPOs can inform decisions about diversification and portfolio positioning during periods of major market transitions.
SpaceX. OpenAI. Anthropic. If you follow financial news at all, you’ve probably seen these names everywhere lately. And for good reason. SpaceX is expected to go public at a valuation somewhere...
Read on Keep Calm and Invest →Geopolitical tensions can create market volatility that affects investment portfolios across all asset classes. Understanding these dynamics helps inform sound financial planning for executives and business owners managing concentrated wealth.
When you turn on the news lately, it is easy to feel overwhelmed. The war in Ukraine is now entering its fourth year. Conflict in the Middle East continues to escalate. The global landscape feels...
Read on Keep Calm and Invest →As growth-heavy technology stocks have dominated portfolios, understanding shifts in market leadership becomes essential for executives and business owners evaluating their concentrated equity positions and overall asset allocation.
Along with nearly everyone else, I was recently watching the Super Bowl. While the game itself was mildly entertaining, I was more interested in the pre-game and half-time shows, and the commercials....
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