- FINANCIAL PLANNING
– Retirement Planning – Can you retire when you want to? How much will it cost and is the plan sustainable?
– Education Planning – Will it be a out-of-state private university or local community college? What’s feasible?
– Insurance Planning – We’ll give you appropriate life, disability, and long-term care insurance advice without pushing any products.
– Coordinating With Your Other Advisors – Shouldn’t your tax, legal, and financial advisors all be on the same page? Of course! So we can help with that.
INVESTMENT MANAGEMENT
– Asset Allocation Plan – we’ll work with you to determine what kind of portfolio allocation is best.
– Portfolio Review – we’ll look at your current investments and make recommendations to align your portfolio with your goals.
– Portfolio Management & Rebalancing – we’ll construct a high quality, low cost portfolio for you and then keep it balanced to your allocation plan.
– Quality & Cost – we’ll maintain your portfolio to ensure quality remains high and costs remain low.
– Tax-based Investment Advice – There’s asset allocation and then there’s asset location. How can both work for you?
– Take a look at Our Investment Approach (link) to learn more
WHAT YOU CAN EXPECT
– Transparency – QWM is a fee-only firm so you’ll know exactly what the services will cost, no surprises. All of our recommendations will be in writing. Any conflicts of interest will be disclosed.
– Accountability – We work for you, not a brokerage firm, so our loyalty to you is undivided. We are held to the fiduciary standard, a much higher than “brokers” and other investment salespersons.
– Education – Whether it’s about today’s market activity, Federal Reserve policy, or whether or not you should pay off your mortgage, we love answering your questions. We want you to be as market-savvy as you want to be, and want to help get you there.
– Open Communication – In person at your home or office, or via phone, email, or web conference, I’ll be available for regular review meetings and one-off questions.