By Nirav Desai
There’s no denying it: money, and how you handle it, can make or break your life (and your stress levels). I saw firsthand the importance of financial planning and the difficulties created by poor plans when my father died and left an estate that was a mess.
Not only did I have to muddle through the details and clean everything up in a time of grief, but I also experienced frustration at how the situation could have been avoided if my father had been given the right advice. I realized how hard it is to find competent and trustworthy advisors who have your best interests in mind and offer proper financial planning that isn’t expensive or confusing. That experience was a turning point for me and is the primary inspiration behind my decision to become a financial advisor.
Building My Career
While I started investing in my teenage years by buying my first stock at the age of 16, I didn’t immediately pursue a career in finance. Instead, I earned a master’s degree in computer science from the University of Southern California and spent a good chunk of years working as a software engineer and market analyst in various industries.
But once I reached that pivotal moment after my father’s death, I changed course and obtained my MBA in finance and real estate from the UCLA Anderson School of Management. I had a clear vision of the type of financial advisor I wanted to be, one whom people could trust with their family’s wealth, and who is free from the conflicts of interest that are common in the financial industry.
New Ventures
In 2012, I founded Qubera Wealth, an independent, fee-only fiduciary wealth management. As an investment advisor, I spend my days building strong and lasting relationships with my clients so I can help them meet their goals through comprehensive financial strategies designed to help protect, grow, and preserve what matters most to each client. I place a premium on working side by side with my clients, listening to their needs so I can focus on giving them unbiased financial advice to help navigate life’s major decisions, capture opportunities, and avoid costly mistakes.
Challenges And Victories
I enjoy my job and find such joy in building financial legacies for my clients, but that doesn’t mean my day-to-day doesn’t have its challenges. We live in an instant-gratification culture with a focus on meeting short-term wants, which makes commitment to long-term financial planning an uphill battle. It can be difficult to convey the importance of foregoing some of today’s desires to achieve a secure future.
That being said, there’s nothing more satisfying than when a client tells me our work together has relieved their stress and given them confidence. I strive to work hard every day because I have the privilege to make a tangible and long-lasting difference in people’s lives.
It’s Your Turn!
Now it’s time for me to learn about you. What are you looking for in a financial planner? What challenges do you currently face? At Qubera Wealth, we are passionate about being an advocate for your hopes and dreams. If you are ready to work with a financial planner who is committed to securing your financial future, schedule a free consultation online today or reach out to us at 323.999.1095 or mail@quberawealth.com to see if we are the right fit for you.
About Nirav
Nirav Desai is founder and financial advisor at Qubera Wealth Management, a fee-only Registered Investment Advisor, providing comprehensive financial solutions for their clients. Nirav is passionate about acting as a fiduciary for his clients so they never have to wonder if their future is in good hands. He holds a master’s degree in computer science from USC and an MBA in finance and real estate from the UCLA Anderson School of Management. Nirav is dedicated to helping his clients realize their life’s passions, achieve balance in their lives, and attain true financial freedom. Other than his career, Nirav loves science fiction, action movies, and traveling with his family. Learn more about Nirav by connecting with him on LinkedIn.